Skip to content
Home » Cashbus Loan App : How To Download, APK for Free

Cashbus Loan App : How To Download, APK for Free

Are you in need of quick cash without the hassle of providing collateral? Look no further than the Cashbus loan app, your gateway to hassle-free personal and business loans in Nigeria. Say goodbye to lengthy documentation and hello to instant approval within minutes!

Harnessing the Power of AI for Swift Approval

Cashbus leverages artificial intelligence to swiftly evaluate your creditworthiness, ensuring you get the funds you need without the wait. With just a few taps on your smartphone, you can access loans of up to N10,000, all without the burden of collateral.

Fast and Easy Application Process

Getting started is a breeze. Simply download the Cashbus loan app from the Google Play Store and follow these simple steps:

  1. Download the app exclusively from the Google Play Store and install it on your Android phone.
  2. Create an account using your phone number.
  3. Verify your identity using the one-time password sent to your phone.
  4. Complete your Know-your-customer (KYC) data, including address, next of kin, and employment information.
  5. Link your Biometric Verification Number (BVN).
  6. Pay a nominal fee of N30 to enhance your chances of approval by linking your ATM account.
  7. Wait for the OTP sent to your mobile for verification.
  8. Submit your loan application and receive your credit score within 2 minutes.
  9. If approved, the loan amount will be deposited directly into your bank account.

The Power of Your BVN

Your BVN serves as the cornerstone of your creditworthiness. Ensure you maintain a good credit score by managing your finances responsibly and avoiding outstanding debts from other lenders.

Pros and Cons: What You Need to Know


  • Simple registration process.
  • No shaming for missed payments.
  • Accessible for students in emergencies.
  • Legitimate and offers loans without collateral.
  • Available online with no collateral required.
  • Offers loans as high as N30,000.


  • Some users may experience delays in loan disbursement.
  • Short loan durations, especially for first-time users.
  • High-interest rates for small loan amounts.
  • High rejection rates.
  • Compatible only with Android smartphones.
  • Limited maximum loan amount.
  • Auto-debit issues reported.

What Users Are Saying

While some users praise the simplicity and convenience of the app, others express concerns about delayed approvals and high-interest rates. It’s essential to weigh the pros and cons before applying for a loan.

Understanding Interest Rates

Cashbus applies monthly service rates ranging from 6% to 24%, with an annual percentage rate (APR) of 12% to 30% for soft pay loans. Be sure to calculate the total repayment amount to avoid surprises.

Requirements for Eligibility

To qualify for a Cashbus loan, you must:

  • Be a legal citizen or resident of Nigeria.
  • Be at least 18 years old.
  • Have a steady monthly income.
  • Link your ATM card to your account.
  • Provide contact information for two next of kin.
  • Maintain a good credit score with no outstanding loans.
  • Hold a valid government-issued ID.
  • Have a bank account linked to your phone number.

Don’t Let Financial Hurdles Hold You Back

With Cashbus, accessing quick cash has never been easier. Say goodbye to the hassle of collateral and embrace a seamless borrowing experience today.

Leave a Reply

Your email address will not be published. Required fields are marked *