Download Zuma Loan App APK for Free

Are you in need of quick cash without the hassle of paperwork? Look no further than Zuma Loan, the newest player in the world of personal loans in Nigeria!

Unveiling Zuma Loan

With over 10k downloads on the Google Play Store, Zuma Loan is making waves with its hassle-free approach to personal loans.

Your Key to Higher Amounts

Keep your bank transaction messages clear and steer clear of outstanding debts from other loan apps to unlock higher loan amounts with Zuma Loan.

Simple Application Process

Getting started is a breeze—simply download the Zuma Loan app from the Google Play Store and provide some basic information.

Our advanced algorithm will swiftly analyze your data, calculate your credit score, and present you with a loan offer within hours.

Step-by-Step Guide

  1. Download the APK: Exclusive to the Google Play Store.
  2. Register: Use your phone number associated with your BVN for verification.
  3. Complete KYC: Provide your residential address and next of kin details.
  4. BVN Verification: Essential for determining your credit score.
  5. Link ATM Card: For just N50, increase your chances of a higher loan amount.
  6. One-time OTP Password: Confirm your details securely.
  7. Evaluation: Our software will analyze your credit score and display the result in the app.
  8. Receive Funds: Eligible for a loan? Your funds will be transferred directly to your bank account.
  9. Selfie Verification: Capture a clear selfie of your identity for verification.

Important Reminders

Remember, your BVN is crucial for your credit score. Outstanding loans with other lenders may impact your application.

Interest Rates and Fees

Zuma Loan offers competitive rates, ranging from 2% to 35%, with loan amounts from N5,000 to N50,000.


To qualify, you must be a Nigerian citizen or resident, at least 18 years old, and have a steady income source.

Late Repayments? Beware!

Late payments incur a 2% daily fee and may affect your eligibility for future loans. Avoid being blacklisted by the First Central Credit Bureau.

Customer Support

Got questions? Reach out to our dedicated customer service team at +234 9121540760 or email us at

Ready to Take the Leap?

Download Zuma Loan now and experience the ease of instant cash at your fingertips!

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