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Home » Easybuy Loan – How To Use, Loan Requirements, And More

Easybuy Loan – How To Use, Loan Requirements, And More

Gone are the days of longing for that sleek mobile device while counting your pennies. With Easybuy, you can now turn your dreams into reality with just a few taps!

What’s Easybuy?

Easybuy is your gateway to owning the latest mobile phones without breaking the bank. It’s a branch of Palmcredit, a trusted consumer loan platform, offering you the chance to embrace the “Buy Now, Pay Later” mantra.

How does it work?

Imagine wanting that shiny new phone, but your wallet’s feeling a bit light. Easybuy swoops in like a hero, covering 70% of the cost while you kick in just 30%. Then, you pay back the rest in comfy installments, tailored to fit your budget.

The Easybuy App: Your Mobile Loan Companion

Download the Easybuy app from the Google Play Store and dive into a world of convenience. Manage your loans, track payments, and breeze through the process with its user-friendly interface. With over a million downloads and glowing reviews, you know you’re in good hands.

Creating an Account: A Piece of Cake

Signing up is a breeze. Just launch the app, fill in your details, and voila! You’re ready to roll. Plus, with a compact size of just 6.4 MB, it won’t hog up your phone’s memory.

Loan Requirements: What You Need to Qualify

To access Easybuy’s helping hand, you’ll need a few things:

  • A Valid ID: Keep that driver’s license or passport handy.
  • BVN: Your Bank Verification Number helps Easybuy ensure you’re legit.
  • Active ATM Card: Don’t forget your trusty card!
  • Steady Income: Show Easybuy you’ve got the means to repay your loan.
  • 30% Deposit: Have a portion of the total phone cost ready to roll.

Buying with Easybuy: A Seamless Experience

Step into any Easybuy-affiliated mobile shop and let their agents guide you through the process. From selecting your dream phone to setting up your repayment plan, they’ve got your back every step of the way.

Repayment Plans: Choose What Works for You

Pick between a 3-month or 6-month repayment plan, whichever suits your pocket best. Just remember, each plan comes with its own interest rate, so choose wisely.

Interest Rates: What You Need to Know

Easybuy’s interest rates vary based on your chosen plan. Whether it’s 6% or 9% per month, they’ll lay it all out for you transparently.

Stay on Track: Repaying Your Loan

Repaying is a breeze with Easybuy. Transfer funds via mobile banking, pay in person at a bank, or simply use the app for seamless transactions. It’s all about flexibility.

What If You Miss a Payment?

Uh-oh, life happens. But don’t sweat it—Easybuy understands. They’ll either slap on a few extra charges or reach out to your guarantors for a friendly reminder.

Connect with Easybuy: Your Questions Answered

Got queries or need assistance? Reach out to Easybuy’s friendly team at their head office in Lagos or drop them an email. They’re here to help you every step of the way.

In Conclusion

With Easybuy, your dream phone is within reach. Say goodbye to budget woes and hello to mobile bliss. Don’t wait—join the Easybuy family today!

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