Freshmoni loan app

Ever wished you could borrow money quickly and conveniently, with just your mobile phone? Well, now you can, thanks to the Freshmoni App in Nigeria.

Key Highlights

  • Profile assessment in just 3 minutes, lending decision in 1 second.
  • No collateral needed, making borrowing hassle-free.
  • Lowest interest rates in the market, with transparent fees.
  • Online application process, no in-person meetings required.
  • Supports customers nationwide, accessible to all.

Loan Details

  • Loan amounts from 5,000 NGN to 600,000 NGN.
  • Repayment periods from 91 days to 365 days.
  • Daily interest rate of 0.08%, maximum annual rate of 36%.
  • Service fee: Free.

Example Loan Calculation

Let’s say you want to borrow 30,000 NGN for 120 days. With a daily interest rate of 0.08%, you’d repay a total of 32,880 NGN. Understand the costs before borrowing.

Application Process

Ready to borrow? Here’s how:

Step 1: Download the Freshmoni app from Step 2: Create an account and provide personal info. Step 3: Verify your identity with national ID and selfie. Step 4: Complete your profile with financial details. Step 5: Get your profile assessed in minutes. Step 6: Accept the loan offer, money goes directly to your bank.


  • How do I apply?
  • How fast is the process?
  • Do I need collateral?
  • How do I repay?
  • What are the interest rates?
  • How quickly can I borrow?
  • Where is customer support?
  • How do I contact Freshmoni?

If you’re ready to experience a new way of borrowing, download the Freshmoni app now. And if you have questions, their support team is ready to assist you.

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