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Looking for a hassle-free way to access loans in Nigeria? Look no further than HenCredit! In the ever-evolving landscape of fintech solutions, HenCredit stands out as a beacon of financial empowerment for Nigerians of all walks of life.

What is HenCredit Loan?

HenCredit, developed by ORANGE LOAN AND PURPLE CREDIT LIMITED, is not just another loan app. It’s a gateway to easy, low-cost loans designed to cater to the needs of the Nigerian populace. With HenCredit, accessing funds becomes a breeze, ensuring that financial hurdles are a thing of the past.

Customer Care at Your Fingertips

Got questions or facing challenges? Our dedicated customer care service is here to assist you every step of the way. Reach out to us via email at or visit our office at 34 Jos – Bauchi Road, Jos, Plateau State.

How Does HenCredit Work?

Embark on your journey to financial freedom with just four simple steps. Whether you’re a seasoned borrower or new to the world of loans, HenCredit makes the process seamless.

Step 1: Download and Create an Account

Get started by downloading the HenCredit app from your preferred application store. Once installed, create an account using accurate details to kickstart your loan journey.

Step 2: Complete the Form and Submit

Fill out your profile with essential information within the app. Rest assured, your data is handled securely by HenCredit, prioritizing your privacy.

Step 3: Activate Your Credit Limit

Based on your creditworthiness, HenCredit will determine your credit limit. Once activated, your credit is ready to be utilized whenever you need it.

Step 4: Withdraw Your Loan

Upon approval, withdraw the approved credit amount directly to your registered bank account. Say goodbye to financial constraints and hello to flexibility.

HenCredit Loan Requirements

Accessibility is key at HenCredit. To qualify for a loan, ensure you meet the following criteria:

  • Age: You must be between 18 and 55 years old.
  • National Identification: Possess a valid national ID card (NID/NIN).
  • Residence: Be a resident of Nigeria.
  • Bank Account: Maintain an active and valid bank account for loan withdrawals.

Interest Rates and Duration

HenCredit offers competitive credit limits ranging from NGN8,000 to NGN150,000 with interest rates between 24% and 36%. Enjoy reasonable costs and flexible loan terms ranging from 91 days to 365 days.

Is HenCredit Legit or Fake?

Rest assured, HenCredit is a legitimate and reliable resource for personal finance in Nigeria. Say goodbye to hidden costs and collateral requirements – with HenCredit, transparency is key.


Experience the freedom of financial flexibility with HenCredit. Whether you’re facing unexpected expenses or planning for the future, HenCredit is your trusted companion on the path to financial well-being.

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