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Home » My Naira loan app – USSD Code, Interest rate & repayment

My Naira loan app – USSD Code, Interest rate & repayment

Are you in need of fast cash without the hassle of paperwork or collateral? Look no further than the My Naira Loan app! With just your smartphone, you can access loans of up to 77,000 Naira in no time.

No Paperwork, No Collateral

Forget the long queues and endless paperwork; with My Naira Loan, everything is done right from your phone. Simply download the app, and you’re ready to go!

Requirements Made Simple

To qualify for a loan, all you need is a good credit history, a BVN, a bank account, and to be at least eighteen years old. It’s that easy!

How to Borrow

Getting a loan with My Naira Loan app is a breeze. Download the app from the Google Play Store, sign in with your details, and voila! You’re on your way to securing the cash you need.

Unlock More Cash

As you continue to use the app and repay your loans promptly, your borrowing limit will increase, allowing you to access even more funds whenever you need them.

Interest Rates Explained

While the interest rates with My Naira Loan can reach up to 30 percent, don’t let that deter you. As you build trust with the app and become a frequent user, your interest rates will decrease over time.

Flexible Repayment Options

Repaying your loan is as simple as accessing your dashboard, selecting “repay your loan,” and choosing your preferred payment method. Whether it’s through a bank transfer or ATM, My Naira Loan makes it convenient for you.

Consequences of Non-Payment

However, be aware that failing to repay your loan on time can lead to increased interest rates and possible contact with your contacts to remind you. Moreover, your name and BVN may be reported to credit bureaus, affecting your ability to secure loans in the future.

Legitimate or Not?

While My Naira Loan is a legitimate app with positive reviews, it’s important to note that it is not guaranteed by the NDIC or approved by the CBN. But with over 10,000 downloads, it’s certainly gaining traction among users.


In conclusion, My Naira Loan app offers a convenient solution for those in need of quick cash. So why wait? Download the app today and unlock the funds you need, hassle-free!

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