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Home » SnapCash Loan App Review, requirements and how to apply

SnapCash Loan App Review, requirements and how to apply

Looking for quick cash without the hassle? SnapCash has you covered!

Up to NGN100,000 Instant Loan!

SnapCash offers everyday Nigerians up to NGN100,000 cash instantly, just when you need it the most.

No Collateral, No Paperwork!

Enjoy quick loans of up to N100,000 without the hassle of collateral or tedious paperwork.

Earn Rewards When You Refer!

Refer someone and get paid! Plus, enjoy stress-free airtime purchases on the SnapCash mobile app.

Features and Benefits

1. Lightning Fast Loans!

SnapCash offers fast loans of up to N100,000 at affordable interest rates, ensuring you get the cash you need when you need it.

2. Banking Made Easy!

Sign up and get an instant savings account with Sterling Bank, along with convenient bill payment and airtime purchase options.

3. Loyalty Rewards!

The more you use SnapCash, the better the rewards! Back your loan to unlock higher eligible amounts and lower interest rates.

SnapCash Loan Requirements

Access loans if you’re 21 or above. Simply submit your bank statement and a valid ID during the application process.

SnapCash Loan Interest Rates

Enjoy rates as low as 3% per month and a maximum of 10% per month, making borrowing affordable and accessible.

Example Loan Scenario

For instance, borrow N10,000 to pay back over 2 months at 3% interest per month (36% APR), paying only N600 in interest.

Customer Feedback

Customers praise SnapCash for its speed and efficiency, though some have reported occasional app malfunctions.

Contact SnapCash

Need support? Chat in-app, call +234 17004271, or email anytime. No appointments needed!

About SnapCash

SnapCash is a consumer product from Sterling Bank Plc., licensed by the Central Bank of Nigeria.


When you’re in need of a loan, SnapCash provides a hassle-free solution. Consider it alongside other options for an informed decision.

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