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Home » Standard Chartered Bank Personal Loan – Requirements And How To Get It without Collateral

Standard Chartered Bank Personal Loan – Requirements And How To Get It without Collateral

Looking for a loan that’s hassle-free and tailored to your needs? Look no further than Standard Chartered Bank Personal Loan. Let’s dive into the key features and requirements of this fantastic opportunity!

Features That Make Standard Chartered Bank Personal Loan Stand Out:

1. No Security Required:
Say goodbye to the stress of providing security against your loan. Our loans are fully unsecured, giving you peace of mind.

2. Take Over Facility:
Already have a loan with another bank? We can help you switch to Standard Chartered Bank and enjoy our competitive terms.

3. Easy Repayment:
Repaying your loan is as easy as pie. We’ll deduct the amount directly from your account with us.

4. No Preliquidation Charges:
Enjoy the freedom to make partial or full payments without any extra charges, anytime, anywhere with our 24/7 online banking.

5. Convenience:
With a wide range of repayment channels available, managing your loan has never been easier.

6. Top Up For Your Needs:
Need additional financing during your loan term? We’ve got you covered with our top-up option, as long as you’ve been making regular repayments.

7. Flexible Tenor:
Choose a repayment period that suits you, with tenors of up to 60 months available.

8. Competitive Interest Rate:
Benefit from an incredibly low interest rate of as low as 1.84% per month, making borrowing affordable and manageable.

Requirements You Need to Meet:

Nigerian Residents:
To qualify for our loan, you must be a resident of Nigeria.

Applicants must be aged between 21 to 60 years.

Minimum Loan Amount:
We offer loans starting from ₦175,000 to cater to your varying needs.

Maximum Loan Amount:
You can borrow up to ₦35,000,000, depending on your eligibility.

Minimum Salary:
Applicants must have a minimum monthly income of ₦120,000.00.

Employment Status:
You must be employed by one of our reviewed and approved companies.

Documents Required:

1. Completed Application Form
2. Bank Statements for the Last 3 Months

  1. Pay Slips for the Last 3 Months
  2. Letter of Awareness from Employer to Domicile Your Salary with Standard Chartered Bank

Contact Us:

Have questions or need more information? Feel free to reach out to us through any of the following channels:

Dial our hotline for instant assistance at +2348001235000 (Toll-free within Nigeria), or at 01 2704611 – 4 (When dialing in Nigeria) or +234 1 2704611 – 4 (When dialing from overseas).

Drop us a message via email using the route provided on our website: Standard Chartered Bank Personal Loan.

Step into our nearest branch to you for a personalized consultation.

Unlock your financial potential today with Standard Chartered Bank Personal Loan. Your journey

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