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Home » Yoyi Loan App: How To Apply, Requirement

Yoyi Loan App: How To Apply, Requirement

Yoyi loan app is one of the leading loan applications in Nigeria that Nigerians can get fast personal loan using their mobile phone to solve immediate and pressing financial needs.

Application Process:

  1. Download the YoYi loan app on Google Playstore
  2. Fill in necessary information online, including personal, work, bank account, and contact details.
  3. Upon approval, you’ll receive a notification via SMS.
  4. Borrow as needed within the validity period of your credit line.
  5. The loan amount will be deposited into your bank account within 24 hours, with notification sent via SMS.


  1. You must be a Nigerian citizens
  2. You must be between the age between 18 to 60 years old.
  3. You must have an android phone.
  4. You must have a bank account.

Loan Products:

  • Loan Amount: Maximum of 100,000 NGN.
  • Annual Interest Rate: Ranges from 10% to 30%.
  • Loan Period: Minimum of 100 days, maximum of 300 days.

Loan Details:

  • Loan Period: Up to 5 years.
  • Loan Amount: 20,000 NGN.
  • Repayment Period: 300 days.
  • Annual Interest Rate: 10%.

For example, if you borrow 20,000 NGN and repay over 300 days: Total Interest = Loan Amount * Annual Interest Rate * Loan Period (days) / 365 Total Interest = 20000 * 0.1 * 300 / 365 = 1643.84 NGN Total Repayment = Loan Amount + Total Interest Total Repayment = 20000 + 1643.84 = 21643.84 NGN

Yoyi Contact Details

  • For inquiries: Service Hotline:
  • Office Address: No. 9, TOS Benson Crescent, Abuja Federal Capital Territory.

is yoyi loan legit

Yes, Yoyi is a legit loan app that gives financial help to Nigerians.


Yoyi loan app is surely good for only personal loan because they do not give more than N50,000.

You will need to pay back on or before your due date as they can start calling your contacts and sending blackmailing messages when you are due.

9 thoughts on “Yoyi Loan App: How To Apply, Requirement”

  1. Akingbesote folashade faith

    Good evening, I collected a loan from yoyi app
    And today is the due date and they called me this morning I told them they should give me 30mins that my phone is very low, them my phone went off and I went to charge it to my surprise when I went to collect my phone and I on it, they have posted my photos to the social media telling everyone am HIV positive that am wanted, for them to have gone so far like this they will surely pay for it

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