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Home » Zenka Loan Application: How To Apply, SMS, Requirements And Benefits

Zenka Loan Application: How To Apply, SMS, Requirements And Benefits

Zenka loans have taken Kenya by storm, offering swift financial solutions to those in need. Whether you’re using an iPhone, Android, or even a basic “Kabambe” phone, Zenka has you covered.

What Sets Zenka Apart?

Mobile lending is booming in Kenya, and Zenka is at the forefront. With flexible repayment terms and low-interest rates, it’s no wonder why Kenyans are flocking to this fintech platform.

How It Works

Applying for a Zenka loan is a breeze. Quick disbursement, easy repayment, and minimal interest make it a standout choice for many.

Eligibility Criteria and Requirements

To qualify for a Zenka loan, you’ll need a valid Safaricom SIM card, ID, and proof of income. Oh, and you must be at least 18 years old.

How to Apply

You have options! Whether you prefer the convenience of a mobile app or the simplicity of SMS, Zenka has you covered.

Via Mobile App

The Zenka app boasts a user-friendly interface with thousands of positive reviews. It’s as easy as sign in, select your loan amount, and hit apply.

Via SMS / USSD Code

No smartphone? No problem. Just dial *841# and follow the prompts. It’s that simple.

Loan Limits and Interest Rates

Borrow as little as Ksh 500 or as much as Ksh 80,000, depending on eligibility. And guess what? First-time borrowers enjoy a 0% interest rate.

Repayment Terms

You’ve got 61 days to repay your loan, with options to pay in installments. Whether it’s through the app, SMS, or M-Pesa, Zenka makes repayment a breeze.

How to Increase Your Loan Limit

Want to borrow more? Repay on time, borrow regularly, and transact using M-Pesa. It’s that easy.

Get in Touch

Need assistance? Zenka’s got your back. Contact them via phone, email, or social media.


With Zenka loans, financial assistance is just a few clicks away. Whether you prefer the app or SMS, there’s a solution for everyone. So, what are you waiting for? Unlock your financial freedom with Zenka today!

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